Bankruptcy Lawyer in Union
Deciding if bankruptcy is the right option for you can be a daunting task. There are different types of bankruptcy and therefore, they may seem confusing. Not every case is the same, and not every case should be treated the same way. If you are considering filing for bankruptcy, it is imperative that you seek the best legal advice in order to make the right decision. That’s where I come in.
About Bruce Radowitz ESQ
I have over 25 years of legal experience handling all aspects of bankruptcy matters. I represented individuals, both young and old, married couples, small business owners, and on some matters, creditors to whom money is owed. I am a member of the National Association of Consumer Bankruptcy Attorneys and am affiliated with the Bankruptcy Inn of Courts. At my office, my staff believes in the importance of individual attention. We know that not every case is the same, and we want to give all of our clients the counsel that will work best for them individually. We provide a free consultation and informational resources to all of our potential clients so that they can feel confident about working with us. We even offer Spanish-speaking services. Here are a few of the most common types of bankruptcy.
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy Discharge allows one to relieve themselves of most debts if they can show they have no assets with value nor an ability to pay their debts over time. You are entitled to a Chapter 7 discharge once every 8 years. Schedule a consultation with us to find out more about how the process works.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy helps people who have debts that they are legally obligated to pay; e.g. taxes, mortgage, car arrears, or child support; people who have assets that have value; or people who earn enough money to pay their debts, but perhaps not in full.
Which One to File For?
The choice of whether it’s better to file for Chapter 7 or Chapter 13 Bankruptcy will depend on your unique situation. Contact me today for your free evaluation.